BUSINESS AND COMMERCIAL LENDING
FACTORING LOANS
A type of financing in which businesses sell their accounts receivable, unpaid customer invoices or projected future cash flow for a quick injection of cash right away.
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Lenders: 15
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Funding Scenarios: 4,201
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Years in Business: 0-3+
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Credit Score Need: 550-850
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Funding Amount: $50K to $600M
COMMERCIAL REAL STATE
A mortgage secured by a lien on commercial property as opposed to residential property. Commercial real estate (CRE) refers to any income-producing real estate that is used for business purposes; for example, offices, retail, hotels, and apartments.
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Lenders: 27
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Funding Scenarios: 4,201
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Years in Business: 0-3+
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Credit Score Neeed: 550-850
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Funding Amount: $50K to $600M
WORKING CAPITAL
Is the funds needed to cover a business's short-term operating expenses, calculated as the difference between current assets (cash, inventory, receivables) and current liabilities (payables, short-term debts.
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Lenders: 18
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Funding Scenarios: 159
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Years in Business: 0-3+
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Credit Score Neeed: 550-850
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Funding Amount: $5K to $50M
EQUIPMENT FINANCING AND LEASING LOANS
A loan used to purchase business-related equipment, such as a restaurant oven, vehicle or copy machine.
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Lenders: 13
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Funding Scenarios: 159
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Years in Business: 0-3+
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Credit Score Need: 550-850
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Funding Amount: $5K to $50M
MERCHANT CASH ADVANCE LOANS
A upfront sum of cash that you repay using a percentage of your debit and credit/debit card sales.
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Lenders: 10
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Years in Business: 0-3+
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Credit Score Neeed: 620
BRIDGE LOANS
A short-term loan used until a person or company secures permanent financing or pays an existing obligation.
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Lenders: 20
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Years in Business: 0 years
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Funding Amount: $1,000 to $100,000,000
REVOLVING LINE OF CREDIT
A line of credit that remains open even as you make payments. You can access money up to a preset amount, known as the credit limit.
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Lenders: 12
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Years in business: 0 years and above
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Funding: $5,000 to $50,000,000
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Credit Score Needed: 500 and above
SMALL BUSINESS ADMINISTRATION LOANS
Loans guaranteed by SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital.
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Lenders: 18
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Years in business: 0 years and above
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Funding: $500 to $20,000,000
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Credit Score Needed: 550+